Texas Title Loan Questions & Answers

You’ve probably got a million questions, so let’s get down to brass tacks! Below, you’ll find the answers to some of our most Frequently Asked Questions. Don’t hesitate to contact us for additional information!

Title Loans for Quick Cash to Pay Bills

What if I can't find my car's title?

☞ I Can’t Find My Car Title ☜

Not a problem, The Texas Department of Motor Vehicles (DMV) handles the issuance of all new and duplicate titles in the state. To replace a title:

  • Complete an Application for a Certified Copy of Certificate of Title (Form VTR-34).
  • Provide your driver’s license. (A copy by mail).
  • Pay the $2 title fee by mail or $5.45 title fee in person.
  • Continue reading this page for more information about how to obtain a replacement copy of your Texas vehicle title.

How long does it take to receive my title loan money?

☞ How Soon Can I Receive Cash ☜

If you are approved, we can guarantee your cash will be available within one business day. Texas Title Loans will find you the closest lender near you, offering the most money for your title loan.

How much money can I get for my auto title loan?

☞ How Much Cash Can I Get For My Car Title Loan ☜

Dependent on your car’s current equity value, along with a few other factors. You can count on earning between $1.5K-$4K.

How does Texas Title Loans work?

☞ How Does Your Service Work ☜

Once you apply for a Texas car title loan, one of our specialists will contact you to review your details. Once we’ve determined that all details are accurate, we’ll be able to connect you with the best lender in our network for you. Our network is composed of industry leaders that will provide you with the most cash for your title loan. Our job is to decide which lender will work best for your situation.

What is a car title loan? How does it work?

☞ What Is A Car Title Loan ☜

A car title loan is just like a personal loan through a big bank, but way more convenient! With our title loan packages, borrowers use the total current value of their car or truck to secure the loan, not their credit scores.
The car’s title serves as collateral to secure the cash loan, allowing us to provide you with the funds you need.

So this loan doesn’t change based on my credit report?

☞ What About My Credit ☜

Nope! The terms of the loan stay exactly the same regardless of your credit score. The maximum amount you can borrow isn’t based on your credit history, either.

Do you take my car? What about the Title?

☞ Do You Take My Car ☜

You get to keep driving your car just like normal during the repayment process. We do hold on to the vehicle’s title during repayment – you’ll get it back the minute everything is paid off!

When is your organization available?

☞ When Is Your Organization Open ☜

It might be easier to ask when we aren’t available! Our customer service representatives are standing by day or night, waiting to hear from you.  

You can call, email, or apply online whenever you’d like; if we miss you the first time, one of our friendly customer service representatives will contact you as soon as they can.