Car Title Loans Bedford, TX

Title loans are secured by your car title and are short term loans that are not meant to be used as a long-term financial solution. Once you sign the title loan agreement, your lender will keep your title until you pay back the loan in full although you will still be able to keep the vehicle and drive it like normal. This is an easy process if you have a clear title and your vehicle is not being financed. You get the title back once you pay back the loan and any interest that is due.

Title loans Bedford are a great option for people with poor credit that have trouble being approved for a traditional loan due to credit checks. Title loans have a fast approval process so if you need your money for an emergency you aren’t kept waiting for day. There are no inconveniences to this type of loan as you keep the vehicle and can still go to work like normal. Title loans are also less expensive than a Payday Loan or a Cash Advance since they have a lower interest rate. These types of loans also have a more flexible repayment plan that can help you budget your payments back over time. Title loans are a great option for someone that needs cash quickly and doesn’t qualify for other types of loans.

How do title loans work in Bedford?

It’s really easy to apply for car title loans Texas online. Just visit our website and fill out the application for with the necessary vehicle information which will include the vehicle’s make, it’s year and its mileage. Your personal contact information will also be required including your name, zip code and phone number. Once you have completed the form, a loan representative will contact you with a free title loan estimate for your car title loan and then you can schedule a convenient time for you to come in and finish the loan paperwork. We serve most of Texas, if you are more in the area of Fort Worth we have lenders there as well!

Title loans Bedford are legal and are authorized under the Chapter 306 of the Texas Finance Code.

Benefits of title loans in Texas

  • Title loans are approved quickly, usually with an hour, so if you have an emergency you won’t have to wait for days to get the money you need.
  • Title loans don’t require credit checks so they are a helpful way to get a short-term loan. If you have bad credit and haven’t been able to qualify for traditional loans, it will be easier to get a title loan and it will require less difficulty and paperwork.
  • Title loans provide you with fast cash access in an emergency without the hassle of a conventional loan. You do need to prove that you have a stable form of income, have a verifiable address (bring a utility bill), have a clear title and let the lender inspect your vehicle and verify the mileage. After meeting all the requirements, you will receive your cash.
  • Instead of taking out an expensive payday loan or cash advance, you will save money with a title loan’s lower interest rates.
  • Flexible repayment plans also allow you to budget out your loan repayment so that you pay the loan back over time. Remember, it’s best to pay the entire loan back when you get paid again, but if you can’t, you do have options to spread it out over several paychecks.
  • You get your title back and your car is free and clear once again after you pay back the entire loan plus any interest that is still due.