Title Loans Canyon Lake

Sometimes life throws you some unexpected circumstances. Whether your car broke down along side River Road or your boss has invited you to a round of golf at Canyon Lake Golf Club, sometimes you just need a little extra cash to make things work. A title loan can help you get the cash you need quickly and without the hassle the big banks give you.

What Exactly Are Title Loans Canyon Lake?

A car title loan is a short-term funding source where you use your car title as a form of collateral on the loan. This is a great option for those with less than perfect credit as your credit history is not taken into account for loan approval. Your loan approval amount is decided based off of the type of vehicle that you own. Once you give us your car title, we will give you the cash you need. Simply pay back the loan and interest charges at the end of your loan term and we will return your vehicle title.

How Can I Apply For Title Loans Canyon Lake?

You don't need to search for "title loans near me" to get connected with the best car title lender in the state of Texas. If you need a title loan in New Braunfels or in Canyon Lake, simply fill in the form to the left that specifies the type of vehicle that you currently own. We can only accept applications for vehicles that have a lien-free title, meaning you are not using the vehicle as collateral for any other type of funding.

Once you tell us about your vehicle and you, we will give you an estimated loan amount that you are approved for. We will contact you at the phone number you specified in the online title loans application. Simply answer your phone when we call and you can be setup with the cash you need quickly.

Are There Laws About Car Title Loans In Texas?

As a resident of Canyon Lake, the Texas Government has established certain laws to ensure you are fully knowledgeable about the title lending process. Some examples of these laws include:

  • All lenders must be licensed by the state of Texas.
  • Lenders may not charge more than 10 percent interest on a single title loan.
  • Title loan contracts may not exceed a period of 180 days.
  • Lenders must provide borrowers with a noticeable disclosure of loan terms and payback amounts.

All of these laws regarding title loans Canyon Lake, Texas were enacted to ensure you, as the borrower, are rightly informed about the financial aspects of this type of loan.

What Are The Advantages Of Car Title Loans?

There are many advantages to fast title loans Texas. Let's take a look at a few of these below.

No Credit Check- Unlike traditional loans, a car title loan is not awarded based off of your credit score and history. In fact, your credit is never checked when you are applying for title loans Canyon Lake.

Quick Access To Cash- Title loans are a very quick way to get access to cash when you are in a jam. You can typically get funding the same or next day.

You Can Still Use Your Car- Some loans require you to hand over your collateral until the loan is paid back in full. With car title loans, you only hand over the title to your vehicle. You are still able to use your car like you normally would during the term of the loan.