Have you heard of car title loans in China Grove? Title loans are an alternative form of borrowing money for people who have poor credit, damaged credit or no credit history at all. Auto title loans in China Grove are secured loans, which means you have to surrender something of value to the lender to back your loan. This is different from unsecured loans, which use your credit history to determine whether or not you're a risk.
For auto title loans in China Grove, the collateral you must put up is the title to a car, van or truck you own. The title must be clear, meaning you must own the vehicle without any payments left on it. How much money you can borrow is determined by the value of the vehicle, so the nicer and newer your vehicle, the more money you can borrow.
The application process is easy and simple. Begin it by seeing how much money you can get. Click the link to our online quote form and answer the prompts about your vehicle. When you're done, you'll be prompted to answer a few simple questions about yourself, including your:
We'll use your car's information to send you an instant quote telling you how much money we can offer you through a San Antonio title loan. We'll use your contact information to call you so we can answer any questions you have and walk you through the rest of the application.
For the full application, we'll need these things from you:
We can take some of these items through fax, but you'll need to come by our nearest office to pick up your money and drop off your car's title.
We'll work with you to come up with a repayment plan that fits your budget. Make your payments on time and call us if you're having trouble. As soon as your loan is fully paid, we'll give you back your title.
Still not sure? Here are some of our most frequently asked questions.
What if my car isn't fully paid for?We can only provide loans on cars that are fully paid off. If you only have one or two payments left, we may be able to work with you.
What if I don't have a job?We can still help you! As long as you have money coming in steadily, such as from child support, alimony, disability or retirement income, we can work with you.
What if I've lost my title?If you've lost your car title, visit your local Department of Motor Vehicles to apply for a replacement. It costs $5.45.
Can I lose my car to repossession?Repossessions only happen if you've stopped making your payments and you won't talk to us to work out a new repayment plan. Make sure you understand your payment obligations before you sign your loan documents. If you ever run into money trouble and can't make your payments, call us and we'll work something out with you.
What can I use my loan money for?We don't require a full disclosure of your intentions with the money. You can use it for anything you need, from paying past-due bills to paying unexpected expenses. We only caution that you borrow just what you need. Many of our customers are shocked to discover they qualify for thousands of dollars, when they only came to us for a few hundred.