Car Title Loans Georgetown, TX

Many families are strapped for cash and it is not any different for families in Georgetown, Texas. Title loans Georgetown companies can help out when you need money for an emergency. A vehicle title loan or pawn is a secured loan for varying amounts for a short amount of time.

You have to give the lender your title in exchange for the loan. A title loans Texas lender gives cash for a title to a truck, car or motorcycle. The loan usually has to be repaid within 30 days. Texas Title Loans can help you out no matter where you’re located in Texas, including residents of Austin.

Online title loans are popular because you can get cash fast. It also offers you security when low on cash in between paydays. Getting a pawn is different from a bank loan. It does not require stellar credit history or a cosigner. A title pawn has very few requirements.

The lender may ask to examine your vehicle to verify the worth. However, the appraisal process is very fast and your title loan application is usually approved in one to two days. If you repay your loan quickly, then title loans offer you a solution when low on cash. You can get cash on short notice without worrying about paperwork or restrictions.

How To Apply for Title Loans in Georgetown

The application process is fast, which takes less than 30 minutes. To apply, you must have a lien-free title with your name on it and must be 18 years old or older. You can apply for the loan through the lender’s website.

To apply, you have to submit an online application. The application asks for basic information and information about your vehicle. This information may include:

  • Name
  • Phone Number
  • Zip Code
  • Vehicle Make
  • Year Of Vehicle
  • Mileage

After completing the application, you are given a title loan quote. At a later time, a loan representative will contact you to explain how to proceed.

What Are The Legal Regulations?

Texas has usury laws in place to protect borrowers. The state prohibits lenders from charging more than 10 percent interest on auto title pawns and payday loans. Refinancing or rolling over a loan means the borrower pays a fee for taking more time to pay the loan. This fee does not decrease the principal amount owed.

Vehicle title loans are set up to require full repayment within two to four weeks. On the other hand, many borrowers take longer to pay the full amount back. Texas is trying to address the cycle of debt. The state has established an ordinance that title loans can only be rolled over only three times. This ordinance also requires that with each rollover that the principal amount is decreased by 25 percent. It is based on the borrower’s income and limits the amount of your loan.


Borrowers can benefit in a variety of ways from title loans Georgetown companies. If you have a working vehicle, then you can get the cash you need. Your vehicle’s value secures your loan and decreases the risk for your lender.

Keeping your vehicle is one of the main benefits. The lender holds on to your title, but your vehicle stays in your possession. After you pay back the full amount, the title is returned back to you.

This type of loan can be secured with any vehicle. It does not matter the condition, mileage or year. The car has to be paid for and must be drivable. You can repay the pawn without going into the business. Repayment can be made by phone or set up through your bank account.