Car Title Loans in Hidalgo

Title Loans provides you with access to finances against your car. The necessity of loans to Americans cannot be underestimated as it allows millions of people to undertake important projects such as financing education and accessing healthcare. However, under some circumstances, obtaining conventional loans is difficult especially for the unemployed and those with bad credit histories. Title loans circumvent these hurdles as they do not consider the credit scores of individuals and instead use your car title as the security for the loan.

At Title Loans Hidalgo, Texas, we understand the difficulties associated with accessing loans and thus offer easy to obtain finances to individuals who seek our services. Our loans are processed fast, within 24 hours, once we agree on the value of your car and the amount that you can access. We also offer title loan refinance to ensure you are not stuck with high-interest rates with the current lender. We also offer online car title loan in McAllen.

As title loan providers, we do not consider your credit history, and this is a reprieve to those who have been denied loans by banks. To help you get a title loan easily, we have minimal requirements. In this case, our organization only requires your car title. From there, the processing commences to provide access to the requested finances as soon as possible.

The Application Process for Title Loan

For Texas title loans applicants, time is of the essence and thus the reason why we have made the application easy and fast. Any Texas title loan application is made online from our website. Once on the application page, you are required to provide personal information and your car details. The personal information collected includes your name, zip code, phone number, and email address. The car information needed includes its model, mileage, year of manufacturer, and make of the car. Our applications are open 24 hours 7 days a week throughout the year.

Once the application is submitted, you will be provided with an estimate of the amount that is accessible to you. Further, one of our representatives will get in touch to follow up and ensure that you get you title loan as soon as possible.

Legal Considerations for Title Loans Hidalgo

Like other loans, various laws and policies guide car title loan in Texas. Firstly, the car must be fully owned by the loan applicant. The car must be registered under the legal name of the one who seeks a loan. For this reason, it is important to prove identity and ownership of the car before money can be disbursed. Secondly, the applicant must be 18 years and above to qualify. Again, you will be required to prove your age.

Another regulation concerns the interest rates for title loans. Such loans' interest rates do not exceed 30 percent of the credit value. Lastly, it is a requirement for the lender to reveal all charges to the applicant before the applicant agrees to take the loan.

As a law-abiding citizen, we strive to ensure that we meet the above legal requirements. Consequently, we request your cooperation to make sure that we offer you our services within the confines of the law.

Advantages of Title Loans

Title loans offer several benefits to customers. Firstly, since they only require your car as collateral, your credit score is not important in this process. Consequently, those with bad credit score are fully covered. Additionally, title loans Hidalgo only require you to leave your car title as you continue to use your vehicle! The title is returned once you repay the loan in full. On the other hand, the value of your car determines the amount of loan you can access. You can access loans up to $5,000.