Car Title Loans in Mansfield

Have you found yourself in dire straits –financially speaking? Have you been wondering where you will get the money to cover your bills or help you escape a debt cycle? Have you been working overtime to try and cover those expenses, but without any positive outcome? If any of these sound like you, keep reading to learn more about how title loans in Mansfield, Texas can be the answer to your much needed prayers.

Who is eligible for a title loan?

If you own a car, you are eligible. If you have almost paid off your car, you are eligible.

What about credit scores?

Credit checks are not part of the Mansfield and Dallas title loan process, period. Therefore, applicants with no credit, bad credit and even bankruptcy on file are encouraged to apply and in almost all cases have great success rates.

Why don’t you check my credit?

Title loans are not typical loans where a plethora of paperwork is used to evaluate what type of person you are and if you are worthy of a loan or able to pay it back. Title loans use the car’s value to determine the loan amount you will receive. Using your credit history to test you would be against what a title loan is and stands for.

What documents do I need to provide?

In the case of car ownership, you must provide a car title that you probably already have in your possession. If not, you can contact your local DMV to learn how to obtain one.

In the case of a car that’s almost paid-off, you must provide car payment slips to prove your connection to the vehicle.

Also, a valid state or government-issued photo ID with an age of at least 18 and a filled out title loan application are required.

There is nothing more that will be requested of you. There are no secret or last-minute paperwork demands. Title loans want to keep it simple and this is as simple as it gets.

How fast can I get the cash?

Of course, that depends on the title loan agency’s work load and staff, but normally clients will wait between 24-48 hours. You will be given the address to a nearby location where you can pick up your loan.

Will I keep my car?

Yes, you will get to drive away with your car. Texas Title loan lenders do not want to prohibit you from life which means work and miscellaneous things –you need your car to life.

Who gives me the car estimate?

Each title loan comes with a free car title loan quote that is done by a team of very experienced car professionals. They will look your car over and determine it’s value.

How much will I get for my car?

That will depend on the type of car you have, but according to standard practice title loans are equal to but not greater than 75% of the car’s equity. In many cases, the loan can be anywhere from a couple hundred to a few thousand dollars. Clients should be realistic about their vehicle and what value it has.

What payment plan will I be given?

The beauty of title loans is that you get to choose your payment plan. And title loan office have quite a selection of payment plans for all types of clients. Be sure to ask questions during your payment plan meeting and select the payment plan that fits your lifestyle best. Don’t be hasty when selecting and inquire about payment plans options at various loan offices because each title loan agency offers slightly different plans.