Car Title Loans in Midlothian

Financial problems can seem like a curse or a plague, particularly when they go on for a while. If you're looking for a way out of a cash urgent situation, consider car title loan Texas. Every year, thousands of Texans use these alternative funding options to relieve financial distress or to pay for the little extras in life.

What are Title Loans Midlothian?

When you have a financial emergency, title loans Midlothian are one of the fastest ways to get money. All you need to do is use the equity in your vehicle to secure the loan. Because your vehicle has a high value, it is perfect collateral for a short-term loan. The amount of money you get will actually be based on the value of your car, truck or whatever vehicle you pledge. Plus, because you are using a high-value piece of collateral, you won't have to worry about a credit check. Other lenders use your credit history to approve or deny loans, but title lenders don't. Anyone one, even those with bad credit, can present their vehicle as collateral to get a title loan in Waxahachie and Midlthian.

There are a few things you need to have in place to get the loan. You need to own the vehicle used as collateral, and it needs a clear title. Legally, borrowers must be at least 18. You need an income, either through a job or from another source.

Applying for Title Loans Midlothian

Not only do we want to help you financially, we want to make the process as smooth as possible. That's why our Texas title loan application is available online; so you can apply for title loans Midlothian any time of the day or night, whenever it's convenient for you. Once you start the application, you'll be surprised by its simplicity. Just choose your vehicle's make, model and other details. Add your name and contact information, and send it through. We make a quick vehicle value assessment and send you a loan estimate right away. One of our loan agents calls you right after that, and the two of you hammer out a final loan package. If you have questions, we answer them, and we ask a few of our own so we get a clearer picture of your vehicle's condition and the type of income you have. When we're done, all you have left to do is take the money.

Legal Regulations

You get one loan term of up to 30 days when agreeing to title loans Midlothian. Five renewals of 30 days each are available for consumers who want to pay their loan off over a longer time period. Lenders should have a state license, so make sure to check for one when choosing a lender. Interest rates are capped at 10 percent, but there is no limit on loan amounts. When loans are not paid, repossession and sale of the collateral vehicle is allowed.


Easy Money

What other lending industry makes it so easy for you to get the money you need? With simple applications and fast processing, there is no hassle. And, you can get the money in less than a day. By skipping the credit check and relying on vehicle collateral, we are able to help more people, especially those with bad credit who are typically rejected by mainstream financial institutions.

Payment Flexibility

Short loan terms are part of the auto title loan structure, but if you aren't over your financial hump in that time, it's not a problem. In Texas, you can get title loan renewals up to five times. That means 180 days to pay us back.