When you don't have perfect credit, it seems like all financial roads are closed to you. You don't qualify for personal loans, or auto loans, or mortgages. You may not even qualify for a credit card. That means if you're ever in a financial emergency and all you need is a few hundred or thousand dollars to help, you're not going to get it.
Until now, that is. With title loans Stephenville, Texas, we can say yes when everyone else says no. In fact, we specialize in providing loans to people who don't have good credit. We believe in offering chances to people who routinely get ignored by the rest of the financial community because they're "too high risk."
So, what are title loans, you ask? With an auto title loan, we hold your car title as security for your loan. How much we loan you is based entirely on how much your car is worth, not what it says in your credit report. When you pay off your loan, we give you back your title. It's as simple as that. Best of all, we'll never check your credit.
We don't rely on credit reports or job histories to get you the money you need. All you need to get title loan in Temple and the surrounding Texas counties is to own a car outright and to have some sort of verifiable income. It doesn't even have to be from a job, as long as it's regular income that will enable you to make your payments.
The title to the car you own must be in your name alone and you can't owe any money on the car. This is what we mean by a "clean and clear" car title. Have you lost your title? No worries! It's easy to get a duplicate title in Texas. Simply visit your local Department of Motor Vehicles (DMV), present your driver's license, a completed Application for Certified Copy of Certificate of Title and a fee of $5.45 to get a duplicate title.
If you work, we'll need your last four pay stubs. If you don't work, we'll need proof that you receive income of some sort. This can be in the form of child support payments, alimony, retirement income, disability payments or structured settlement payments. We accept either proof from the agency itself that you get these payments or a copy of your last two month's bank statements.
Start your application here on our website. Fill out the form to your right with your car's basic information (make, model, year, etc.). Then provide us with your name and contact information. You'll immediately get a quote for how much we can loan you. Your car might get you a few hundred dollars, or it might get you several thousand!
After you get your quote, one of our friendly staff members will contact you to answer your questions about title loans. If you're ready to complete the full application, our loan specialist will direct you to the branch location nearest you.
To finalize the application, we'll need:
The application is a breeze! We'll be done before you know it, and you'll walk away with the money you need in hand!
Do you want to learn more about title loans? Then get in touch! We're happy to answer any and all questions. We promise we'll do our best to get you the loan you need -- and deserve -- as quickly as possible. Then you're free to use the money any way you see fit. You may need to:
Whatever your needs are, we're here to help. Give us a call today, and let us get you the money you need!