North Texas Title Loans

This area of Texas is mostly rural grasslands and small towns with a few large cities, including Fort Worth, Abilene, and Wichita Falls. If you live in any of these areas and are experiencing a financial emergency, there are solutions if you do not have the credit to secure a conventional loan.

Title Loans: The Basics

Title loans in Texas are easy to get and do not require a credit check because you are essentially using your vehicle title as collateral to secure the loan. You can even apply for a car title loan online, which makes the process easier yet! If you own your vehicle outright, have a photo ID and some proof of income (disability and unemployment payments will count as income!) you are likely to get a title loan in Texas. These short-term loans can put out a financial fire immediately, and if you make your payments in a timely manner, a title loan can solve your problem and help your credit ratings in the bargain!

Make sure you do your research and find a lender not only whom you trust, but who is also offering a decent interest rate. If you fill out the title loan application online and receive your title loan estimate, note that you still have to visit the lender’s office so he or she can visually assess your vehicle and assign a value to it (using Kelley Blue Book), and you also must sign the loan contract.

Issue Resolution For Car Title Loans

If you have taken out a title loan in the North Texas, and feel you have been abused in the process in some way, there are lawyers who focus specifically on helping people like you. Once such firm in Fort Worth, Alice Bower, Attorney at Law, is dedicated to providing relief for individuals and small businesses facing financial crises. Bower helps people recover when they are feeling overwhelmed by late payments or fighting to stay solvent, and provides services including debt relief, wage garnishments, and personal bankruptcy. At Michael P. O’Donnell Attorney At Law, also located in Fort Worth, clients receive one-on-one attention and constant monitoring of their cases. O’Donnell has been practicing since 1982 and considers it a privilege to have helped so many families and individuals get the fresh start they deserve.

A well-regarded law firm in Abilene that handles issues related to title loans is Anderson Law, where Ashton Anderson helps individuals that are going through tough financial or personal hardships. Anderson offers clients several possible solutions to their financial problems and serves them with a client-centered approach to educate them on the laws and regulations that may affect them. At The Law Office of Della J. Durham in Abilene, Durham helps people get out from under debt by helping them file for bankruptcy relief. Initial consultations are free, and Saturday and evening appointments are available for those who cannot afford to lose money by missing work.

In Wichita Falls, Lee Law Firm, PLLC, focuses on providing affordable, high-quality representation for each client to help him or her achieve a financially solid future. The bankruptcy attorneys at Lee Law Firm have years of experience in protecting individuals from foreclosure, garnishments, repossession and harassing calls from creditors. Clients receive customized solutions designed to solve their individual debt issues and Lee Law offers big firm professionalism combines with small-firm attention. At Lazzo Law in Wichita, attorneys have been focusing on debt relief for clients since 1986. The staff has handled thousands of bankruptcy cases and helps clients choose the best course of action for their circumstances. Clients receive a free, no-obligation initial consultation to evaluate their situations and decide whether bankruptcy is the best path to follow.